North Grenville Writers Circle – Podcast Bio

Join co-hosts Pam Welling, founder of the North Grenville Writers Circle, and RoseMarie (Rosy) Keogh-Smyth, the Mortgageless Mentor, as they welcome Jayne Lowell—entrepreneur, business strategist, speaker, and 7-figure mindset mentor.
Drawing on more than 25 years of experience in sales, business development, and entrepreneurship, Jayne shares the lessons she learned while helping build a clothing manufacturing company into an $11 million business before transitioning into coaching entrepreneurs and business leaders.
Together with her husband and business partner, Steve Lowell, she now helps experts, speakers, and entrepreneurs develop the mindset, confidence, and business strategies needed to grow successful and sustainable businesses.
In this engaging conversation, Pam and Rosy explore the importance of resilience, overcoming limiting beliefs, developing a growth mindset, and building meaningful relationships that support long-term success. Jayne also discusses why effective communication and speaking are powerful tools for growing a business and making a lasting impact.
Whether you're an entrepreneur, aspiring speaker, business owner, or someone looking to unlock your full potential, this episode offers practical advice, inspiring stories, and valuable insights to help you take the next step in your personal and professional journey.
To learn more visit https://stevelowell.com/about-jayne-lowell/
About the co-hosts
RoseMarie "Rosy" Keogh-Smyth, known as the Mortgageless Mentor, is an author, speaker, and financial educator dedicated to helping Canadians eliminate debt, pay off their mortgages faster, and build lasting wealth for future generations. Through practical strategies, positive accountability, and her signature micro-habit approach, Rosy empowers families to take control of their finances and achieve financial freedom with confidence.
Explore Rosy's resources, programs, and book at https://mortgagelessmentor.ca.
 
Pamela Welling is the founder of the North Grenville Writers Circle, a thriving online community established in 2018 to connect, educate, and support writers at every stage of their journey—from aspiring authors to traditionally and independently published writers. A Canadian Armed Forces veteran, writer, interviewer, and passionate advocate for the literary community, Pam is dedicated to creating opportunities for authors to learn, collaborate, and share their stories through workshops, interviews, literary events, and community partnerships.
Through the North Grenville Writers Circle, Pam champions Canadian authors by fostering meaningful connections between writers and readers, promoting local and regional literary talent, and providing educational resources that help writers develop both the craft and the business of writing. The Circle has grown into a vibrant network that celebrates creativity, lifelong learning, and the power of storytelling.
Discover the North Grenville Writers Circle, upcoming events, author resources, and interviews at https://northgrenvillewriterscircle.weebly.com/.
 

Join co-hosts Pam Welling, founder of the North Grenville Writers Circle, and RoseMarie (Rosy) Keogh-Smyth, the Mortgageless Mentor, as they welcome Darpan Ahluwalia, also known as the Total Nutrition Diva™.
An award-winning registered holistic nutritionist, herbalist, homeopath, educator, entrepreneur, and founder of Manotick Natural Market, Darpan has spent more than two decades empowering people to take charge of their health by addressing the root causes of illness rather than simply treating symptoms.
In this inspiring conversation, Darpan shares her remarkable journey from arriving in Canada as an international student to becoming a respected health and wellness leader, business owner, and creator of My GoldenRoot™. Together, they explore the importance of listening to your body, nourishing your health from the inside out, and embracing a holistic approach to wellness. Whether you're curious about nutrition, gut health, inflammation, healthy aging, or simply looking for practical ways to improve your well-being, this episode is filled with thought-provoking insights and actionable advice to help you live your healthiest life.
 
Learn more about Darpan and her work at https://manoticknaturalmarket.com/
About the co-hosts
RoseMarie "Rosy" Keogh-Smyth, known as the Mortgageless Mentor, is an author, speaker, and financial educator dedicated to helping Canadians eliminate debt, pay off their mortgages faster, and build lasting wealth for future generations. Through practical strategies, positive accountability, and her signature micro-habit approach, Rosy empowers families to take control of their finances and achieve financial freedom with confidence.
Explore Rosy's resources, programs, and book at https://mortgagelessmentor.ca.
 
Pamela Welling is the founder of the North Grenville Writers Circle, a thriving online community established in 2018 to connect, educate, and support writers at every stage of their journey—from aspiring authors to traditionally and independently published writers. A Canadian Armed Forces veteran, writer, interviewer, and passionate advocate for the literary community, Pam is dedicated to creating opportunities for authors to learn, collaborate, and share their stories through workshops, interviews, literary events, and community partnerships.
Through the North Grenville Writers Circle, Pam champions Canadian authors by fostering meaningful connections between writers and readers, promoting local and regional literary talent, and providing educational resources that help writers develop both the craft and the business of writing. The Circle has grown into a vibrant network that celebrates creativity, lifelong learning, and the power of storytelling.
Discover the North Grenville Writers Circle, upcoming events, author resources, and interviews at https://northgrenvillewriterscircle.weebly.com/.

Join co-hosts Pam Welling, founder of the North Grenville Writers Circle, and RoseMarie (Rosy) Keogh-Smyth, the Mortgageless Mentor, for a special episode of Office Hours with Rosy and Pam where the interviewer becomes the interviewee.
In this episode, Pam puts Rosy in the hot seat for an engaging conversation about her personal and professional journey, the experiences that shaped her passion for helping others achieve financial freedom, and the lessons she's learned along the way. Together, they explore the person behind the title, sharing stories, insights, and practical wisdom that will inspire entrepreneurs, professionals, and anyone striving to build a life of purpose and possibility. This is an opportunity to get to know one half of the Office Hours team on a whole new level.
RoseMarie "Rosy" Keogh-Smyth, known as the Mortgageless Mentor, is an author, speaker, and financial educator dedicated to helping Canadians eliminate debt, pay off their mortgages faster, and build lasting wealth for future generations. Through practical strategies, positive accountability, and her signature micro-habit approach, Rosy empowers families to take control of their finances and achieve financial freedom with confidence.
Explore Rosy's resources, programs, and book at https://mortgagelessmentor.ca.
Pamela Welling is the founder of the North Grenville Writers Circle, a thriving online community established in 2018 to connect, educate, and support writers at every stage of their journey—from aspiring authors to traditionally and independently published writers. A Canadian Armed Forces veteran, writer, interviewer, and passionate advocate for the literary community, Pam is dedicated to creating opportunities for authors to learn, collaborate, and share their stories through workshops, interviews, literary events, and community partnerships.
Through the North Grenville Writers Circle, Pam champions Canadian authors by fostering meaningful connections between writers and readers, promoting local and regional literary talent, and providing educational resources that help writers develop both the craft and the business of writing. The Circle has grown into a vibrant network that celebrates creativity, lifelong learning, and the power of storytelling.
Discover the North Grenville Writers Circle, upcoming events, author resources, and interviews at https://northgrenvillewriterscircle.weebly.com/.

In this episode of Office Hours with Rosy and Pam, we welcome Nadee Fernando-O'Driscoll, author of the compelling debut novel Labyrinth of Dreams. Born and raised in Sri Lanka and now living in Carleton Place, Ontario, Nadee brings a unique perspective shaped by her multicultural experiences and her passion for challenging the societal norms that often silence women and marginalized voices.
Inspired by true events, Labyrinth of Dreams explores themes of identity, family, love, adoption, and the lasting impact of cultural expectations across generations. Through the intertwined lives of Helen, Peter, and Mala, Nadee invites readers to reflect on the human cost of outdated social conventions and the courage it takes to question them. Her work serves as both a captivating story and a catalyst for meaningful conversations about acceptance, compassion, and change.
Join co-hosts Pam Welling, founder of the North Grenville Writers Circle, and RoseMarie (Rosy) Keogh-Smyth, the Mortgageless Mentor, as they explore Nadee's journey to becoming an author, the inspiration behind her debut novel, and her belief that it is never too late to pursue a dream or use storytelling to inspire positive change. Together, they discuss the writing process, the importance of authentic voices, and the power of literature to challenge perspectives and foster understanding.
Whether you're an avid reader, an aspiring writer, or someone who enjoys thoughtful conversations about culture, identity, and the human experience, this episode offers insight, inspiration, and encouragement to embrace your own story.
About Office Hours with Rosy and Pam
Office Hours with Rosy and Pam is an interview series celebrating Canadian voices—authors, business owners, entrepreneurs, and community leaders whose stories educate, inspire, and connect. Every episode features meaningful conversations designed to encourage lifelong learning, creativity, and personal growth.
If you enjoyed this episode, please follow the podcast, leave a review, and share it with fellow readers, writers, and lifelong learners.
To learn more about Nadee Fernando-O'Driscoll and her novel Labyrinth of Dreams, visit https://nadeefernando-odriscoll.com/.
 
RoseMarie "Rosy" Keogh-Smyth, known as the Mortgageless Mentor, is an author, speaker, and financial educator dedicated to helping Canadians eliminate debt, pay off their mortgages faster, and build lasting wealth for future generations. Through practical strategies, positive accountability, and her signature micro-habit approach, Rosy empowers families to take control of their finances and achieve financial freedom with confidence.
Explore Rosy's resources, programs, and book at https://mortgagelessmentor.ca.
 
Pamela Welling is the founder of the North Grenville Writers Circle, a thriving online community established in 2018 to connect, educate, and support writers at every stage of their journey—from aspiring authors to traditionally and independently published writers. A Canadian Armed Forces veteran, writer, interviewer, and passionate advocate for the literary community, Pam is dedicated to creating opportunities for authors to learn, collaborate, and share their stories through interviews, literary events, and community partnerships.
Through the North Grenville Writers Circle, Pam champions Canadian authors by fostering meaningful connections between writers and readers, promoting local and regional literary talent, and providing educational resources that help writers develop both the craft and the business of writing. The Circle has grown into a vibrant network that celebrates creativity, lifelong learning, and the power of storytelling.
Discover the North Grenville Writers Circle, upcoming events, author resources, and interviews at https://northgrenvillewriterscircle.weebly.com/.

In this episode of Office Hours with Rosy and Pam, we welcome Heather Coleman—a passionate financial wellness advocate, speaker, educator, and Vice President at Enriched Academy. Heather has dedicated her career to helping Canadians build confidence with money by making financial wellness accessible, practical, and free from sales pressure. Her research on employee financial wellness, completed as part of her MBA at Thompson Rivers University, has helped shape conversations about the importance of financial well-being in workplaces across Canada.
Join co-hosts Pam Welling, founder of the North Grenville Writers Circle, and RoseMarie (Rosy) Keogh-Smyth, the Mortgageless Mentor, as they explore Heather's inspiring journey, her passion for financial education, and why she believes that "education is a superpower" when it comes to achieving financial freedom. Together, they discuss breaking down the barriers that keep Canadians from having honest conversations about money and how improving financial literacy can transform lives.
Learn More 
Heather Coleman is a financial wellness advocate, speaker, educator, and Vice President at Enriched Academy. Through her work, Heather helps individuals and organizations make financial wellness a priority by providing practical, approachable education that empowers Canadians to build confidence with money. She also offers speaking engagements, financial wellness programs, strategic planning, mediation, and coaching services, all with the goal of creating lasting financial well-being.
Learn more about Heather and her work at https://heathercoleman.ca.
RoseMarie "Rosy" Keogh-Smyth, known as the Mortgageless Mentor, is an author, speaker, and financial educator dedicated to helping Canadians eliminate debt, pay off their mortgages faster, and build lasting wealth for future generations. Through practical strategies, positive accountability, and her signature micro-habit approach, Rosy empowers families to take control of their finances and achieve financial freedom with confidence.
Explore Rosy's resources, programs, and book at https://mortgagelessmentor.ca.
 
Pamela Welling is the founder of the North Grenville Writers Circle, a thriving online community established in 2018 to connect, educate, and support writers at every stage of their journey—from aspiring authors to traditionally and independently published writers. A Canadian Armed Forces veteran, writer, interviewer, and passionate advocate for the literary community, Pam is dedicated to creating opportunities for authors to learn, collaborate, and share their stories through workshops, interviews, literary events, and community partnerships.
Through the North Grenville Writers Circle, Pam champions Canadian authors by fostering meaningful connections between writers and readers, promoting local and regional literary talent, and providing educational resources that help writers develop both the craft and the business of writing. The Circle has grown into a vibrant network that celebrates creativity, lifelong learning, and the power of storytelling.
Discover the North Grenville Writers Circle, upcoming events, author resources, and interviews at https://northgrenvillewriterscircle.weebly.com/.

Set in 1943, during World War II, the U.S. and Canada secretly built a highway and oil pipeline in the northern territories to fuel defense against a potential Japanese invasion. Drawn by high wages, Eleanor Mackenzie seeks independence in the North where she faces a choice: fight for her independence or embrace love.

What happens when religion and power collide in the wrong hands? At Grenville Christian College, once one of Canada's most prestigious private religious schools, the result was thousands of broken lives.
Beth played a key role in one of the largest class-action lawsuits in Canadian history, proving that collective resilience can triumph over systemic abuse.

Heather Racine discusses her memoir, Breaking the Cycle of Abuse: My Journey from Victim to Survivor, written under the pen name Hannah Reinbeck. The author shares her perspective as a survivor of childhood sexual abuse and how those traumatic events changed her life. To watch the interview, visit https://www.youtube.com/watch?v=boITTmQjuO4
 
 
 

Kate Heartfield discusses her captivating historical fantasy novel, the Tapestry of Time. The novel follows the extraordinary journey of four clairvoyant sisters as they battle the for control of the Bayeux Tapestry during the pivotal summer of 1944. To watch the video interview, visit https://youtu.be/7_9OASrXB1w
 

RoseMarie Keogh-Smyth's book, “Don’t Have 9 Months Before Christmas and Other Practical Financial Tips", offers a refreshing and insightful perspective on personal finance. To watch the video, visit https://youtu.be/8dhcVOZxInQ